Credit is a prepaid balance in United States dollars that may be redeemed for goods and services within AssetShop. It is not currency, not a security, and not a digital asset. It cannot be transferred between accounts, cannot be sold, and cannot be redeemed for cash. It does not expire.
Entry to every realm is free and always will be. Some things you can do inside a realm cost credit. The whole price list is here, so nothing costs you something you did not read first.
If you sell something you made in a realm, you keep 95 percent and AssetShop keeps 5, taken after the payment processor's fee, any tax collected, and a small per-sale cost. Splitting the gross instead would mean the company paid to process your small sales, which is not a business that lasts. Every sale records what it cost and what each side received.
Credit is held by an account, not by a browser. Create one before you add credit and your balance follows you to any device.
Money moves through Stripe. Every issuance of credit anchors to a settled payment and every use appends to a hash chained ledger, so the balance is folded from its history rather than stored as a number that could drift. Verify my history checks every entry from first principles.